Private Payments with Depix.Online: Pay Without Exposing Your Data
Every PIX you send hands your full name and part of your tax ID to the recipient. Most of the time that is fine. Sometimes it is not. Depix.Online's sell function solves exactly that case.
When you pay someone by PIX, the receipt on the other side shows your full name and a fragment of your tax ID. For the corner bakery, that is irrelevant. For paying a stranger on a marketplace, hiring a one-off service or supporting a cause, it is personal data landing in a database you have no control over.
Depix.Online's sell function solves that specific problem: you send DePix and the Real arrives at whatever PIX key you name, without the recipient learning who originated the payment.
How a Payment Through Depix.Online Works
You need three things: DePix in a Liquid wallet, access to the site, and the destination PIX key, which can be yours or someone else's.
- Open the platform, no login and no wallet connection
- Choose to sell DePix
- Pick the destination PIX key type: tax ID, random key, e-mail or phone
- Enter the amount you want to sell
- The platform generates a Liquid address and tells you how much to send
- You send the DePix from your wallet to that address
- The platform receives it, processes the conversion and fires the PIX to the key you named
- The recipient gets the Real without knowing who sent it
Depix.Online is only the bridge converting DePix into Real. The cost is the processing fee, shown on screen before you confirm anything.
What Makes This Payment Private
Each payment method leaks a different kind of information about you.
Direct PIX: Your Identity Travels With It
- The recipient sees your full name and part of your tax ID on the receipt
- Your bank records the amount, date, time and counterparty
- A history of who you pay gets assembled, sorted and made searchable
- Every extra database is one more surface for a leak
Bitcoin on the Main Chain: The Amount Is Public
- The Bitcoin blockchain is public and permanent
- Anyone can see the amount transferred
- Addresses can be clustered, and analytics firms do exactly that
- That is pseudonymity, not privacy
Selling DePix: Private by Default
- Your data never reaches the recipient. They get an ordinary PIX with no way to trace the origin
- Liquid uses Confidential Transactions, hiding the amount and the asset type moving on the network
- You open no account. There is no sign-up, password or custodied balance, because the DePix leaves your own wallet
You (DePix) → Liquid wallet → Depix.Online → PIX → Recipient
your key amount hidden conversion origin unknownWhat this privacy covers, and what it does not
What Makes This Payment Intermediary-Free
Intermediary-free means nobody has to approve it, and nobody can freeze or undo what you did.
With Direct PIX, the Bank Decides
- The bank can hold the funds for a security review, without warning
- It applies per-transaction and per-period caps that vary between institutions
- It can block the whole account on suspicion
- The MED refund mechanism allows a dispute to be raised within 80 calendar days
- If the institution is down, you cannot pay anyone
When Selling DePix, You Decide
- No prior approval: the DePix leaves your wallet whenever you say so
- One clear limit: R$ 6,000 per day, per destination tax ID
- No account freeze, because there is no account to freeze
- Available at all times, without depending on any institution's hours
- No reversal: a blockchain transaction is final
Finality cuts both ways
Where This Makes Sense in Practice
Hiring a One-Off Service
You hired someone for a specific job and have no ongoing relationship with them. Paying by direct PIX leaves them holding your name and tax ID for no reason at all. Selling DePix to their key delivers the money and keeps your data where it belongs.
Buying From a Stranger
Marketplace purchases, classified ads, private sales. You do not know who is on the other side or what they do with the data they receive. The asymmetry is obvious here: they need the money, not your identity.
Supporting a Cause Without Joining a Donor Database
PIX donations end up in records that later become mailing lists, and sometimes leak. Selling DePix to the organisation's key delivers the support without filing your personal data alongside it.
Sending Money to Someone Starting From Crypto
You hold crypto, received from clients or swapped at an exchange, and need it to become Real in someone else's account in Brazil. Instead of cashing out to your own account and then transferring, which creates two records and two fees, selling DePix delivers straight to the destination key.
Paying a Supplier Without Exposing the Business Account
A small business paying an occasional supplier. The supplier needs to be paid; they do not need to know which bank you use or what legal entity sits behind each payment.
The Full Walkthrough
1. Have DePix in Your Wallet
You need the balance first. You may have bought it on Depix.Online, received it from a client, or swapped into DePix on DepixSwap. If you are just starting, buy a small amount purely to walk the flow once. The purchase steps are in the guide on what DePix is.
2. Have a Liquid Wallet
- Blockstream Green, the most straightforward for beginners
- SideSwap, which brings swapping built into Liquid itself
- Any other wallet supporting Liquid assets
If you do not have one yet, creating it takes about five minutes and the only serious step is writing the 12 recovery words on paper.
3. Open the Platform and Choose to Sell
No login, no wallet to connect, no permission to grant. You open the site and pick the sell option.
4. Enter the Destination PIX Key
- Tax ID of the account holder who will receive
- Random key
- E-mail registered as a PIX key
- Phone number registered as a PIX key
5. Enter the Amount and Review the Fee
The ceiling is R$ 6,000 per day, per destination tax ID. The fee appears before confirmation, with no fine print.
6. Send the DePix to the Generated Address
The platform returns a Liquid address, starting with lq1 or V, along with a QR code and the exact amount of DePix to send. You leave the site, open your wallet, paste the address and confirm.
Check the address before sending
7. Wait for Processing
The network confirms your transaction in a few minutes, but sending the PIX can take a few hours in some cases. It is not instant like a direct bank-to-bank PIX, and that matters if you promised someone a deadline.
8. The Recipient Gets Paid
The key you named receives an ordinary PIX, net of the fee. From the recipient's side there is nothing unusual about it compared with any other PIX.
Tracking and Getting a Receipt
Telegram Notifications
This is the most practical route. With notifications on, you get an automatic message the moment the PIX is fired, the record stays in the conversation, and you can forward it to the recipient if they ask for proof.
Receipt by E-mail
If you need something more formal, for bookkeeping for instance, keep the transaction identifier and request the receipt by e-mail from Depix.Online.
What the Receipt Contains
- DePix amount sent and Real amount processed, net of the fee
- Destination PIX key
- Blockchain transaction hash
- Date, time and final processing status
Head-to-Head With Traditional PIX
Paying by direct PIX and paying by selling DePix
| Aspect | Direct PIX | Selling DePix |
|---|---|---|
| Recipient sees who paid | Yes, name and part of tax ID | No |
| Record at your bank | Complete, with counterparty | Only the DePix purchase, if any |
| Intermediary | Your bank and theirs | The platform, only for conversion |
| Limit | Varies by bank, lower at night | R$ 6,000 per day, per tax ID |
| Availability | 24/7, subject to the bank | 24/7, processed within hours |
| Speed | Seconds | Minutes to hours |
| Reversal | Possible via MED, within 80 days | Does not exist |
The trade is plain and worth stating: you give up speed and a safety net, and you gain privacy from the counterparty plus finality. For paying for lunch, direct PIX is still better. For the cases listed above, selling DePix solves something PIX does not.
Conclusion
Selling DePix is the closest digital equivalent to paying in cash: the money arrives, and the person on the other side is not left holding a record of your name. The difference is that it works at a distance, to any PIX key in the country, without you withdrawing anything.
It is not a tool for escaping tax obligations, and anyone selling it that way is lying. It is a tool for deciding who gets access to your data, which is a choice PIX simply does not offer.
To get started, set up a Liquid wallet, buy a small amount of DePix and make a test payment. If you want to see the other exit routes first, the DePix conversion guide compares them all, and the article on how safe the platform is details the custody model.
This content is educational and informational and does not constitute financial, legal or investment advice. Digital assets involve risk.
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